Periods Ended June, 30, 2016
Years Gross Net
1 Yrs -2.7 -3.1
3 Yrs 5.2 4.7
10 Yrs 5.9 5.4
30 Yrs 9.0 8.6

These calculations were prepared using a time-weighted rate of return in accordance with The CFA Institute's Global Investment Performance Standards. Though these standards do not apply to plan sponsors per se, we have used them herein for purposes of presenting investment rates of return.

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